Monthly Archives November 2012

Can I have a USDA loan and an FHA loan at the same time?

I currently have a USDA backed loan for my primary residence. I’ve been the home over 3 years and I’m looking to put it up for rent an buy something bigger. Am I allowed to have an FHA for the second home?

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Can I get a USDA home loan in PA even though I am paying off a credit card with a payment plan?

I still owe about $1500 on the card. I have an appointment with a bank Thursday to see if I get pre-approved but I’m nervous that the one card will hold me back.

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How much does credit effect one from getting a home loan?

I dont know how good or bad my credit is but I am worried that credit is a big factor in getting a loan. I heard the banks are holding money only for people with perfect credit…and I know I dont have perfect credit.

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How much money should I have set aside for extra expenses when going through a USDA home loan?

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i am looking for usda ruralhousingdevelopment for a first time home loan?

usda rural housing development for a home loan

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