Monthly Archives January 2013

Can I get a home loan with zero down and if so, how?

I am looking at buying a home. I have okay credit but no down payment. I am looking in the $150,000 to $180,000 range.

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How do I go about getting a pre approved letter for buying a house?

I want to buy a house and I need a pre approved letter from a bank or mortgage broker, how do I shop around? My concern is that the will have to run my credit to see what I quilify for before they do anything, correct? However,shouldn’t that hurt my credit score?. Should I first request to get their rates before the run my credit so that I can compare?

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Where do I find government programs to buy a house?

What are the government programs and where do I find them to buy a house with no downpayment credit scores of 718, 626, and 509. Thanks!
work historys: 718 credit= 7 years, 626=16years, 509=1 year

no rental contract..we rented from a friend…we regret him not having a contract now..we know we know….
Income is about 100,000 gross yearly for all 3 of us
we are working with a realtor now and looking at properties in the 200,000-300,000 range—need to be moved out of our current house because its been sold from underneath us in about 2-3 months time

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What are the advantages and disadvantages of a FHA home loan?

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Can I lease a home I bought with a USDA rural housing loan?

I will have occupied the house for 3 years.

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