How does USDA home loan income work?

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My name is going onto the loan. Will they use only my income or my entire household? (myself and my fiancee)

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One comment to How does USDA home loan income work?

  • Go with the flow  says:

    Both of your will be on the mortgage papers.
    They will use both of your incomes.
    In order for income to qualify you have to be employed for 2 full years.
    With tax returns to back up your income.

    There are advocates out there trying to make USDA 0% loans illegal.
    It is a horrible idea to put 0% down on a home.

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