How hard is it to get a home loan in Austin, TX right now?

Share This

We would be 2nd time home owners with no serious blemishes on our credit histories in the past 5 years. My credit is bordering on excellent, since the last time Iooked about a year ago. We have a moderate amount of debt, but most of it is government subsidized student loans.

What kind of down payment would be needed on a home around $150,000 in the Austin area? Could we do no down payment or an 80/20 loan?

Tags:  , , , ,

2 comments to How hard is it to get a home loan in Austin, TX right now?

  • golferwhoworks  says:

    no 80/20 any longer. There is only 2 sources of 100% loans. The VA and USDA Rural Development. FHA requires 3.5% down payment and it is no harder in Texas than any other state to get a loan

  • Antonio  says:

    I got a loan from a private loan provider to enable me study Business information tech am paying monthly for it i was referred by someone from yahoo answer, send them an email (saadatlender@gmail.com)

    referral- Antony Gonzalez
    i get little discount via people i refer
    Hope they help you

Leave a reply