Ok, I have had a lot of information thrown at me in the past few months and everything seems to be blending together. I am in the process of getting my first home and am using USDA. Purchase offer, all inspections, and appraisal are done. Has anyone gone through the USDA closing process? How much, if any, monies will I need at closing? I don’t want any secret fees thrown at me. Any help is appreciated.Read More
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Hi, my husband and i are looking into buying a home in vegas. we would have to relocate from california and we are thinking of doing it by october this year. we are looking into properties from $150k to $200k but are very confused on the whole loan, down payment, interest, buying process. can anyone help? what is the least we can put down? how can we get a loan? is the loan for the entire amount of the property? how does all this work? HELP PLEASE!Read More
isn’t the best in the world? I need to know what can I do because living in the city is very expensive!! If I can pay 700 a month just renting then I might as well buy a home paying these kinds of monthly payments for a house that will never be mine.Read More
I am considering buying a house from a family friend and looking at the best way to do it. The house is worth 160K-180K but would be purchasing it for somewhere around 120K. Being that the house is valued so much more would I not need a down payment and how do I figure in taxes and such? I am a first time home buyer with a decent salary, but only been working at the current place for 1.5 years. Any suggestions on how to go about doing this?Read More
I was pre-aproved for a $120,000 USDA Loan. I know that it is no money down. But how much money would I need for everything else to get me into a house?
I don’t understand why 0% down is such a bad thing.