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How are buyers still financing 100% of their real estate loans?

I’m seeing contracts for real estate where the seller is being asked to pay the closing costs…and in effect the buyers are financing 100% of their real estate purchases. How is this still happening?

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Does anyone know of a program that offers first time home buyers money to go towards their dwn pmt?

I live in Columbus OH. I used to live in Lima OH and they had a program there that offered up to $3000 to go toward a dwn pmt or closing cost for first time home buyers. Let me know if have any info. Thanks

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Does anyone have experience with a USDA 502 loan subsidy recapture after selling their home?

I have my certificate of eligibility and am ready to make an offer on a home, but I’m a little nervous about the recapture thing. It wasn’t explained to me very well in the interview. I will have just over 1% interest, so the recapture amount would probably be huge if I tried to sell the home down the road. Does anyone have any experience with this? Do they recapture the full amount, or only part of it, or what?

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Nonprofit works to help those facing foreclosure restructure their mortgages

Nonprofit works to help those facing foreclosure restructure their mortgages
SAN DIEGO – Millions of Americans are in a situation where they owe the bank more than what their house is worth.

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