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if i purchase a home that is under market value do i need a down payment?

I am considering buying a house from a family friend and looking at the best way to do it. The house is worth 160K-180K but would be purchasing it for somewhere around 120K. Being that the house is valued so much more would I not need a down payment and how do I figure in taxes and such? I am a first time home buyer with a decent salary, but only been working at the current place for 1.5 years. Any suggestions on how to go about doing this?

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Marysville Meadows USDA Zero Down New Construction Under $170k


Dan Keller, Washington State USDA Home Loan consultant (MLO # 115349) discusses how to leverage the USDA home loan in Marysville, WA to purchase new construction – mymortgageguydan.com Visit this blog and the Washington State USDA Home Loan Resource Center at www.mymortageguydan.com for more information. www.youtube.com Dan Keller USDA Mortgage Banker (425) 350-7136

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