underwritten tagged posts

Who is responsible for making the “cost to cure” repairs in order to get an FHA loan underwritten?

We have a house under contract and the appraiser put “cost to cure” in her report. None of the bedrooms have floor coverings but 2 of them have painted floors. The cost to cure is a result of the unpainted floor. Mortgage broker says FHA will not underwrite the loan unless it is fixed. Who fixes it? We already have the carpet we want picked out. Would hate to have to go in and tear up brand new carpet over something so minor. Any ideas or answers are appreciated.

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