What are my chances of getting a USDA home loan in NYS with a limited credit score of 722?

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My husband and i have applied for the loan and he has an amazing credit score, however we are young still and have a limited credit history, with little alternative credit. We have to wait like a week for an answe so i was just trying to find out if anyone knew what our chances are so maybe i can get some sleep at night.

2 comments to What are my chances of getting a USDA home loan in NYS with a limited credit score of 722?

  • Landlord  says:

    As long as your credit is good too (or you are not going to own), his income is high enough, and he has 2 years of proven income.

  • Guess Who  says:

    A home loan is a home loan. There are no special breaks for USDA homes. You would need acceptable credit scores and enough income to qualify.

    Good luck

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