Me and my husband have suffered a foreclosure almost 5 years ago and other blemishes on our credit. The house we want to buy is in a USDA area but needs repairs like paint and flooring. Would we have a chance with 10% down.



Author:
Dave
Time:
Friday, January 18th, 2013 at 9:05 pm
Category:
Home Purchasing
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One Response to “Would we have a chance for a usda loan?”

  1. Bob Says:

    As long as the foreclosure did not occur in the past three years, if you have re-established credit with a score of at least 640 and meet the income qualifications you could be approved.

    For the repairs, cosmetic things will not be a problem but anything that affects the safety and livability of the home will have to be repaired before approval.

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